Page 3 - G20创业动态

The CBIRC urges banks to support private small and micro Provide “grassroot-level” and “one-stop” services
enterprises in the principle of “increasing the volume and
lowering the cost.” Besides, Beijing provided a 2% subsidy to The governments dispatched staff to provide “grassroot-level”
the financial institutions that delivered the first credit loans support. On February 28th, the Ministry of Industry and Information
to SMEs during the epidemic. And financial institutions that Technology sent liaison officers to some key provinces and cities
suffer credit defaults can be subsidized at 20% to 70% of the to help solve existing problems in the resumption of work and
principal. production, especially those that need to be addressed across
Defer the repayment of loans. The CBIRC, the Ministry of departments and regions. The Zhejiang government has dispatched
Finance, and the other five departments jointly proposed 1,794 resident staff, serving 11,000 enterprises, collecting about
that epidemic-hit SMEs and micro firms, including small 4,200 problems, and solving more than 3,700 of those. At the same
business owners and individual household businesses, can time, financial instructors dispatched by financial institutions also
make applications with banks to defer repayment of principal provide suggestions and advice for SMEs to get easier access to
and interest expenses payable from January 25th to June finance. The Ministry of Science and Technology organized science
30th, 2020. Overdue loan repayments in the period will not be and technology personnel to provide enterprises, especially SMEs,
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subject to penalties. with assistance and solution in technology.
Innovate financial products and services. Cooperation Set up sharing and service platform for advanced technology
is encouraged among SMEs, digital service providers, achievements. The Ministry of Science and Technology will
and financial institutions to build service systems on further strengthen the establishment of “Anti-epidemic Science
corporate credit monitoring, intelligent supply-demand and Technology— sharing and service platform for advanced
matching, and big data risk control so that SMEs can scientific and technological achievements”. The first batch of
obtain low-cost financing efficiently. Shanghai Big 283 new technologies and products for epidemic prevention and
Data Center, Shanghai Administration Center of Policy control recommended by local authorities have been released,
Financing Guarantee Fund for SMEs, together with 15 covering major areas of COVID-19 prevention and control.
banks to sign an agreement on the “Big Data Inclusive Provide a “one-stop” information platform of policy
Financial Guarantee Cooperation Program.” “Data + measures. There are the policy databases of responding to the
Guarantee + Bank” model is used to help SMEs get epidemic situation and supporting SMEs in the governments’
quick access to finance. Sichuan Province has launched major service platforms, where companies can find the relevant
a “SMEs Assistance Platform for Resuming Work and supporting policies and measures to solve their problem
Production,” integrating several banks in one digital immediately and conveniently. To respond promptly, Guangdong
financial service platform to provide efficient and Province relied on the “Guangdong Business Link” APP and the
convenient online loans service for the virus-hit SMEs. Guangdong Provincial Government Service Network to provide

Encourage financial support from the industrial chain. a quick response for the appeals on employment, financing,
The CIBRC proposes to support core enterprises to get taxation, export, and other issues from the enterprises. The
access to finance through credit, bonds, etc., and help platform will promptly distribute the petitions to relevant
SMEs in the upstream and downstream of the industry departments and urge the quick resolution.
chain to solve the problem of liquidity shortages. Large
enterprises and leading enterprises are encouraged to Encourage digital transformation
use the obtained financing to pay cash to the SMEs in the
form of advance payments. Support SMEs to use digital tools to resume production
and operations. SMEs are supported to use online office,
Set up “Sci-Tech Loan” to support technology-based SMEs. financial management, intelligent communication, remote
The special funds of credit risk compensation for technology- collaboration, video conference, collaborative development,
based SMEs would be in full use. The science and technology and other products and solutions to resume production and
loan reserve has been established in Henan Province, which operation. Digital service providers are encouraged to exempt
is used to compensate up to 60% of the actual loss incurred to or lower the user fees for SMEs during the epidemic period,
the cooperative banks of the “Sci-Tech Loan” business. This helping them accelerate digital transformation. And public
is a good way to encourage financial institutions to lend to service platform for SMEs in Shandong Province, organized
technology-based SMEs. tens of thousands of digital enterprise service specialists to