Currently in Mexico, non-traditional financial companies have become the main financing channel for SMEs. 

Traditional banks in Mexico require companies applying for loans to provide a variety of financial records and related documents, and verification processes are very lengthy and complex. However, for SMEs, the speed of loan approval is a crucial factor, because many SMEs are in urgent need of funds to maintain operations and overcome the problems they confront in the management.

Konfío is a financial company that focuses on solving the SMEs' difficulties in access to the fund. Any entrepreneur who conducts business activities can apply for loans through the company's platform. 

Konfío's online platform focuses on small and medium-sized businesses. Unlike traditional banks with loan approval process of more than 70 days, the platform is able to grant up to 1.5 million pesos (approximately $78,745) in credit within 4 hours. 

Since its inception in 2014, the company has raised 2 billion pesos (approximately US$104,994,000) through three rounds of financing and is growing at a rate of 700%. 

Konfío is changing the financial ecosystem through liquidity loans for SMEs. This allows companies with inadequate conditions, even those with no official credit history, to obtain funding to promote business development.